See how your policy delivers confidence through comprehensive benefits
- Overview
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Policy Benefits
Assured Life Protection
Guaranteed life insurance coverage of 200% of the Face Amount, designed to protect what you’ve built and help ensure your loved ones remain financially supported when it matters most.
Guaranteed Cash Benefits
Get cash payouts equivalent to 10% of your Face Amount every other year for confidence in every year ahead.
Milestone Bonuses
Get advanced cash benefit equal to 25% of your Face Amount at age 80 and again at age 90 in celebration of your life milestone.
Guaranteed Insurability Offer (GIO)
Fast and easy application without full medical underwriting requirements needed for Single Pay, 2-Pay (limited offer), and 5-Pay.
Maturity Benefit
If the insured reaches age 100, a guaranteed cash benefit equal to 150% of the Face Amount is paid, providing added security for long-term planning.
Bonus Potential Dividends
Receive non-guaranteed dividends when available to your policy, which you may take as cash or leave with the policy to accumulate interest.
Flexible Payment Options
Payment options include Single Pay, 2-Pay*, 5-Pay, 10-Pay, or 20-Pay, depending on your budget and financial capacity.
*Limited Offer
Who Is It For?
Designed to keep you protected and assured today and support you during any stage in life with confidence.
Premium Calculator
Get a quick estimate based on your age and preferred payment option.
Values shown are for illustration only and may change depending on your plan and actual policy details.
| Product Features and SAMPLE Benefit Amounts for 10-Pay (Sample amount only. Actual Face Amount will depend of the customer, subject to minimum and maximum limits.) | |
|---|---|
| SAMPLE Face Amount | ₱ 500,000 |
| SAMPLE Cash Payouts every other year starting at the end of the 8th policy year. (Equal to 10% of Face Amount) | ₱ 50,000 |
| SAMPLE Milestone Bonus at ages 80 & 90 (Equal to 25% of Face Amount) | ₱ 125,000 |
| SAMPLE Death Benefit (Up to 200% of Face Amount) | ₱ 1,000,000 |
| SAMPLE Maturity Benefit* at age 100 (Equal to 150% of Face Amount) | ₱ 750,000 |
*Customers can claim either the maturity benefit or the death benefit only. Both benefits cannot be claimed at the same time. Once the maturity benefit/death benefit is paid, the policy ends, and no further benefits will be given.
Additional Disclaimers:
- Numbers reflected are for illustration purposes only and must not be used as the sole basis of the premium payment for the policy.
- Sample scenarios shown do not include additional option riders. Attachment of riders will have an impact to the total possible premium amount for the policy.
- In the event of any discrepancy, the Sales Illustration generated by the AIA Life Planner will be honored.
- The amounts here can be changed by the company as needed without the need to inform previous viewers of this product page and users of this sample calculator.
- For additional questions about this product, please reach out to an AIA Life Planner.
Sample Timeline of Benefits
See how AIA Platinum Secure supports you at every stage
Make a one-time premium payment to secure 200% life insurance coverage and benefits until age 100.
Start receiving non-guaranteed dividends when available to your policy. These can be taken as cash or left with the policy to accumulate interest over time.
Starting at the end of Policy Year 5, receive guaranteed cash payouts equal to 10% of your Face Amount every other year.
Upon reaching age 80, you receive a guaranteed milestone bonus equal to 25% of your Face Amount.
Upon reaching age 90, you receive another guaranteed milestone bonus equal to 25% of your Face Amount.
If you reach age 100, you receive a guaranteed maturity benefit equal to 150% of your Face Amount.
Your life insurance coverage and benefits take effect as early as Policy Year 1, all the way up until age 100.
Your plan is fully paid after paying annually for 2 years, and you start receiving non-guaranteed dividends when available to your policy. These can be taken as cash or left with the policy to accumulate interest over time.
Starting at the end of Policy Year 5, receive guaranteed cash payouts equal to 10% of your Face Amount every other year.
Upon reaching age 80, you receive a guaranteed milestone bonus equal to 25% of your Face Amount.
Upon reaching age 90, you receive another guaranteed milestone bonus equal to 25% of your Face Amount.
If you reach age 100, you receive a guaranteed maturity benefit equal to 150% of your Face Amount.
Your life insurance coverage and benefits take effect as early as Policy Year 1, all the way up until age 100.
Start receiving non-guaranteed dividends when available to your policy. These can be taken as cash or left with the policy to accumulate interest over time.
After paying either annually/semi-annually/quarterly, or monthly for 5 years, your plan is fully paid.
Starting at the end of Policy Year 8, you receive guaranteed cash payouts equal to 10% of your Face Amount every other year, provided you are alive at the time of payout.
Upon reaching age 80, you receive a guaranteed milestone bonus equal to 25% of your Face Amount.
Upon reaching age 90, you receive another guaranteed milestone bonus equal to 25% of your Face Amount.
If you reach age 100, you receive a guaranteed maturity benefit equal to 150% of your Face Amount.
Your life insurance coverage and benefits take effect as early as Policy Year 1, all the way up until age 100.
Start receiving non-guaranteed dividends when available to your policy. These can be taken as cash or left with the policy to accumulate interest over time.
Starting at the end of Policy Year 8, you receive guaranteed cash payouts equal to 10% of your Face Amount every other year, provided you are alive at the time of payout.
After paying either annually/semi-annually/quarterly, or monthly for 10 years, your plan is fully paid.
Upon reaching age 80, you receive a guaranteed milestone bonus equal to 25% of your Face Amount.
Upon reaching age 90, you receive another guaranteed milestone bonus equal to 25% of your Face Amount.
If you reach age 100, you receive a guaranteed maturity benefit equal to 150% of your Face Amount.
Your life insurance coverage and benefits take effect as early as Policy Year 1, all the way up until age 100.
Start receiving non-guaranteed dividends when available to your policy. These can be taken as cash or left with the policy to accumulate interest over time.
Starting at the end of Policy Year 8, you receive guaranteed cash payouts equal to 10% of your Face Amount every other year, provided you are alive at the time of payout.
After paying either annually/semi-annually/quarterly, or monthly for 20 years, your plan is fully paid.
Upon reaching age 80, you receive a guaranteed milestone bonus equal to 25% of your Face Amount.
Upon reaching age 90, you receive another guaranteed milestone bonus equal to 25% of your Face Amount.
If you reach age 100, you receive a guaranteed maturity benefit equal to 150% of your Face Amount.
Optional Riders
Enhance your plan’s protection with optional riders designed to address specific health or accident-related risks.
Provides additional coverage if the insured becomes totally and permanently disabled due to injury or illness before age 65.
Provides accident-related coverage, including accidental death, dismemberment, or loss of use, with additional benefits for public transportation or acts of nature.
Provides additional coverage if the insured is diagnosed with any of the listed critical illnesses before age 75, subject to policy terms.
Pays a daily cash benefit for each day of hospital confinement due to covered illness or injury, helping offset income loss and out-of-pocket medical expenses.
A medical rider that covers up to 90% of inpatient and outpatient medical and hospitalization expenses, offering broader medical support to your life insurance.
Waives future base and rider premiums if the insured becomes totally and permanently disabled or is diagnosed with a covered critical illness, subject to rider terms.
Important note:
Optional riders are available for selected payment terms only and are subject to underwriting, eligibility requirements, and policy provisions.
Important details
Learn about your policy terms and other reminders before you begin.
Single Pay & 2-Pay (Limited Offer)
- 0 to 75 years old
5-Pay
- 0 to 70 years old
10-Pay
- 0 to 65 years old
20-Pay
- 0 to 55 years old
- The information on this page is for illustration purposes only. Full terms and conditions are stated in the Policy contract.
- In the event of any inconsistency, the terms and conditions of the Policy contract shall prevail.
- Dividends are not guaranteed and will be paid only if declared, in accordance with the Policy provisions.
Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy Contract, simply return the document to AIA Philippines within fifteen (15) days from the date when you or your authorized representative received it and we will refund to you the Total Premiums paid.
Insurance lingo
The amount used to determine your life insurance coverage, guaranteed cash payouts, milestone bonuses, and maturity benefit.
The point when the policy reaches the end of its coverage. For this plan, maturity occurs when the insured reaches age 100.
Equal to 10% of the Face Amount, paid every other year, provided the insured is alive at the time of payout. Payouts continue until policy maturity, subject to policy terms
Payout Start
- Single Pay: Starting at the end of the 5th Policy Year
- 5-Pay, 10-Pay, and 20-Pay: Starting at the end of the 8th Policy Year
Protection + Retirement Planning
Designed for those who want life insurance protection with guaranteed cash payouts that can support retirement planning and provide an additional source of income over time.
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Gifting, Protection, and Savings
This plan can also be purchased for loved ones, including children, as issue age starts at birth. It allows you to provide guaranteed protection and long-term financial support for those who matter most.
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