Life and health insurance vs HMO
What’s the difference?
Do you enjoy health insurance benefits through your employer's HMO (health maintenance organization)? That's awesome, especially if the card covers a dependent like your parents. However, company HMOs may have limited coverage depending on your company designation and it is tied to your current company. When you leave, your HMO benefit goes as well.
So, what's a young professional like you to do?
The most prudent action is to supplement your protection through insurance with health coverage. Read on to see how Life Insurance can make your protection more robust.