Balancing the thrill of living fully in the present while preparing for tomorrow can be challenging, especially for millennials navigating different life stages. Incorporating AIA Ascend into your planning is more than just preparing for the future. It’s about embracing life today—exploring new opportunities, creating memories, and being ready for life’s surprises—all while staying secure. By following these tips, you’ll find that you don’t need to sacrifice today’s fun for tomorrow’s security. You can have both.

Fuel your Passions 

Engaging in activities you love is essential for fulfillment. Your 20s and 30s are prime years for exploring, discovering your passions, and making memories. Whether it’s traveling to new places, picking up new hobbies, or diving into creative pursuits, these experiences are an essential part of a fulfilling life. Oftentimes, these passions need initial funds for starter tools, equipment and the like. AIA Ascend provides guaranteed cash payouts equal to 5% of your plan’s face amount starting in the 5th or 6th year of your policy, allowing you to explore passions like traveling or investing in hobbies, knowing you have financial support waiting for you. 

Invest in Experience

Life is about more than just accumulating material things—it’s about creating unforgettable moments and experiences that stay with you. Whether it’s a exploring new cultures, or spending time with your loved ones these experiences shape who you are. But how do you make these dreams a reality without stretching yourself too thin? AIA Ascend has flexible payment terms that allow you to balance living fully now while saving for your future–no need to compromise on your adventures for your security. Plus, you can also feel more at ease knowing that there is a guaranteed maturity benefit that you can get at age 65 or at the end of your policy term equivalent to 200% of your plan’s face amount.  

Take Charge of your Health

Life rarely goes according to plan. Whether it’s a career change, or a major life event, or an unexpected health issue –the road ahead is full of surprises—both good and bad. How can you stay ready for these while still pursuing your dreams today?

Start by making yourself stronger both physically and mentally. Prioritize good health habits that will help you manage life’s unexpected twists with greater ease such as doing regular exercise, eating balanced nutrition, reducing stress and boosting your immune system. Plus, it's also important to prioritize self-care by practicing mindfulness or meditation that can help promote your mental wellness, making it easier for you to handle life’s surprises. These practices can prepare you for any uncertainty that comes your way while allowing you to stay focused on your goals.

Beyond your health, financial security plays a big role in staying ready for the unexpected. AIA Ascend offers comprehensive protection, including optional riders, so you’ll be prepared for life’s challenges. These riders provide an extra layer of security, ensuring that in the event of an accident, serious illness, or permanent disability, you and your loved ones will be financially protected. With health and financial safeguards in place, you can embrace today’s adventures with the peace of mind that comes from knowing you and your loved ones will be supported no matter what happens. From unexpected medical expenses to life-altering career changes, this plan provides the safety net you need to live fully, fearlessly, and confidently.

With AIA Ascend, you don’t have to choose between enjoying the present and preparing for the future. Its guaranteed cash payouts, flexible payment terms, and insurance coverage,  it allows you to embrace life’s adventures and moments today while ensuring you and your loved ones are secure.

Reference:

Harvard T.H. Chan School of Public Health. (2020). Healthy eating plate. https://www.hsph.harvard.edu/nutritionsource/healthy-eating-plate/

Mayo Clinic. (2021). Exercise: 7 benefits of regular physical activity. https://www.mayoclinic.org/healthy-lifestyle/fitness/in-depth/exercise/art-20048389