12.12 is just around the corner! Are you excited? We're sure you'll be able to find really good deals and huge discounts. But make sure you don't spend too much ;)
Here are ways you can do that:
- Do the 7-day Rule – We’re days away from the sale so you can do some scouting online for products or deals. And while we all wait, take this time to really think about whether you really need it or want it.
- Set a fix shopping budget - Look at how much money you can spare for shopping. Have a cap on how much you can spend so you know when you’re overspending.
- Make goals and save separately - Before spending on things you want, make sure your financial goals for yourself and your loved ones. So, whenever you feel the urge to splurge online, remind yourself of these goals and the future you want to protect.
The bottom line is to try not to spend way too much on everything, leave some money for protection in case the unexpected happens such as accidents, disabilities, critical illness, and untimely death.
By setting goals and saving separately, you’ll be able to plan ahead for the protection of your future and your loved ones—ensuring that you love lives on.
If you’re not sure what goals to set or how can you best achieve them, I can help you with it! Just fill in the form below and we can discuss how you can take the next step in achieving your goals.
