To combat the growing money problems Filipinos are facing today, more of us are becoming interested in insurance and investments. And these two are said to be one of the few ways you can gain financial freedom. 

 

Those days of kids inheriting their parents’ debt will be a thing of the past. Instead, you can visualize leading a promising life.

 

But, investments are not without risks. So, choosing the right investments will help secure your financial goals.

 

The best way to start is to invest in the AIA Local Stewardship Funds through AIA’s Variable Unit Linked products. These are funds managed by the AIA Investment Management and Trust Corporation Philippines, who pride themselves for their reliability and credibility to help you achieve your investment goals by exposing you to a broad range of assets.

 

See experts say that the key to investing wisely is to have a diversified portfolio. So, it’s not advisable to put all your eggs in just one basket. Best if you put them in as many as you can.

 

The AIA Local Stewardship Funds allows you to invest in assets such as collective investment schemes, equity and equity-related securities – including, but not limited to, common shares, preference shares, warrants, rights issues and depositary receipts, fixed income and fixed income-related securities, money market instruments and cash. This option can be easily accessed through AIA’s selected Variable Unit Linked plans.

 

AIA also provides several options for you to choose from to accommodate your specific financial goals and risk preferences in order for you to get maximum returns in the long run. 

 

You can build your AIA Elite Peso Funds portfolio with any of these options:

 

AIA Peso Conservative Fund

If you are new to investments and prefer low-risk assets, you go for the AIA Peso Conservative Fund. Your money will be invested in a portfolio that comprises mostly bonds and money market, which are assets that have minimal capital risk. You can expect long-term returns of the same target level or higher. 

 

AIA Peso Balanced Fund

Now this is an option if you prefer a balance in the allocation of your funds between equities and fixed income. With this fund, you can expect long-term total return on your income plus capital growth. Your portfolio here will consist primarily of bonds and equities, which are assets guaranteed to be of balanced risk.

 

AIA Peso Adventurous Fund

Now, if you are down for some risks, get the AIA Peso Adventurous Fund, which can help grow your income and capital with adventurous risk. Your funds will be allocated to mostly equities and a small proportion of bonds, which can help minimize capital risk. 

 

Got questions? Want to get started on your investment journey? Book an appointment with our financial advisors and learn more about the AIA Local Stewardship Funds. This investment journey could be your road to financial freedom.