If you’re going to secure a life insurance for yourself and your family, get one that grows your savings on the side. That way, you protect yourself and your family from possible loss of life and can pursue your other long-term goals.
AIA Future Builder is the right plan for you if that’s the future you envision. Here are the plan’s inclusions:
1 - Guaranteed Life Insurance Coverage
You don’t want your loved ones worrying about the expenses that come after an untimely death. This plan will ensure they receive either the highest amount among the face value of your life insurance plan, the total value of your investment account, or a minimum guaranteed death benefit, whichever is the highest.
2 - Savings growth opportunity
Expand your wealth as well through diversified investment funds, managed by expert fund managers from AIA Investment Management. Other well-known investment houses such as Baillie Gifford, Wellington Management, and BlackRock may also manage your investment.
The plan includes a loyalty feature, where additional units may be added to the account value of your investment.
3 - Optional riders
To ensure you have all of uncertainties covered, you also have the option to include riders to cover other accidents such as disability or other accident-related conditions.
In case you get total and permanent disability before the age of 65, you can receive a lump sum amounting to 100% of your Total and permanent disability (TPD) coverage. Once you receive your TPD benefit, your life insurance coverage remains in effect until you reach the age of 100.
Should you encounter a personal accident, you or your family may be entitled to a lump sum as well. Get an additional 100% if the accident is caused by a public transportation or acts of nature before turning 75 years old.
This is a protection plan that allows you to do more than protect your life and your family. You also get to secure a future where you can aim for bigger goals.
Get connected with our financial advisors now, so you can learn more about this plan or get set up.