Health
Get coverage for expensive health setbacks so you can focus on getting better.
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Issue Age
Life Insurance Coverage Age
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Your family is your greatest treasure so you do your utmost to ensure their happiness and well-being.
With Philam Life's Guardian, an affordable term insurance plan, you can now give more than just basic protection for you and your family.
Leave a guaranteed cash amount for your loved ones when you pass away so you can make sure that their needs are taken care of.
You can choose to be covered for 1 year, 5 years, 10 years, or up to age 65. You can also attach accident, disability and hospitalization benefits to enhance your coverage.
Enjoy affordable coverage for the benefits you are getting. You can also pay one-time, for 5 years, 10 years or regularly, depending on what suits your budget.
Once your coverage ends, you can renew your coverage depending on the maximum age to renew. You can also convert your plan to a life or endowment plan within a certain period of time without the need to present proof of insurability.
What is a "term life insurance" plan?
Term plans cover you for a specified period and may be renewed later on for the same period as the previous term. This can be done until the maximum issue age of the plan.