Future Scholar

Funding your child's dream education

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Future Scholar

An education plan that gives you guaranteed education benefits and long-term savings dedicated to your child’s tuition fee for any four-year college course

Available at a minimum premium of PHP 20,000 per year

Issue age (Parent)

18 to 55 years old

Issue age (Child)

0 to 10 years old


Policy benefits

Optional rider

Customize your plan’s coverage with this supplementary benefit

Your child can get an additional lump sum amount on top of what your base plan offers if you pass away or become disabled before they’re 18

Insurance lingo

This is the fee you pay us to protect you and your loved ones for a specified risk in a specified period of time

This is the one-time payout we’ll provide your beneficiaries when you pass away

Important details

  • Future Scholar is a packaged unit-linked plan and a Guaranteed Education Benefit rider. It puts your premiums into two allocations: guaranteed savings and investment.

  • The investment allocation allows you to grow an Account Value over time. This benefit is not guaranteed and is dependent on the performance of your chosen funds.
  • Payment Period is not guaranteed. In the future, if the Account Value becomes insufficient to pay for relevant charges and premiums due, it is possible that you may be required to pay additional premiums so that the policy will remain in force.

  • The coverage of the plan continuation benefits is premium paying period or payor's age 60, whichever is earlier.

  • The term life insurance coverage for the payor is up to child's age 18 or payor's age 60, whichever is earlier.

  • The minimum premium excludes the premium for the optional term life insurance coverage.

  • Minimum premium of PHP 20,000 is applicable to annual payment mode only. The minimum premium for monthly, quarterly, and semi-annual modes is PHP 30,000 a year.

  • This product is valid for purchase in the Philippines only.

  • The contents of this page are for explanatory purposes only. Actual terms and conditions are found in the policy. In case of conflict, policy terms shall prevail.

  • If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premium you paid.

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