Get coverage for expensive health setbacks so you can focus on getting better.
Health · Critical Illness
Critical Illness Coverage Age
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Moments with your family are what you live for. You don’t want to miss out on special events or simple occasions. You want to stay in good health so you can always be there for them.
Health Invest Plus prepares you for health setbacks now and in the future so you can recover for your family. It provides comprehensive health benefits, including coverage for early stage critical illness. It also has a fund for future healthcare needs.
Health Invest Plus is available at a minimum premium of PHP 30,000 a year.
Receive a cash amount if you get diagnosed of any of our 56 covered major critical illness including cancer, heart attack, or stroke. You can also get 25% in advance if you get any of 11 covered early stage conditions before age 75.
VIEW LIST OF COVERED ILLNESSES
Get additional cash to use for serious accidental injuries, disabilities or if you pass away due to an accident until age 72.
Continue your plan without paying future premiums once diagnosed with a major critical illness or once you are totally and permanently disabled.
Receive a cash amount daily if you get hospitalized. You can also get extra cash for long-term confinement, ICU stay, outpatient consultations or surgeries.
Make your money grow through expertly-managed funds that give you an account value to use for healthcare and other costs in the future.
Leave a cash amount for your loved ones when you pass away. In case your health fund becomes higher than your life insurance coverage when you pass away, your loved ones can get the higher amount instead.
What does "premium" mean?
This is the fee you pay us to protect you and your loved ones for a specified risk and a specified period of time.
What do we mean by "total and permanent disability"?
This is a condition resulting from injury or sickness wherein a person is unable to work or earn money from any occupation or business he is reasonably qualified by way of education, training or experience.
What do we mean by “investing in expertly-managed funds”?
A portion of your premiums are placed in investment funds that can grow your money in the long-term.
What do we mean by "account value"?
This refers to the accumulated amount of cash that you can earn over a period of time. This amount will depend on what funds you choose to invest your money in.