Life Insurance · Protection · Critical Illness · Accident · Disability
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Life Insurance Coverage Age
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What if we tell you that you can go even further in protecting your dreams and family? With AIA All-In-One, get protected against 4 major risks in life: untimely death, accidents, disability, and critical illnesses. That way, you can conveniently secure your future and live worry-free with your family.
Your benefits are not affected by market risks, so you can get full protection when the need arises.
Find out why you need to stay one step ahead of major life risks
This all-in-one protection provides you with Life Insurance Coverage, together with Total and Permanent Disability Coverage, Critical Illness Coverage, and Personal Accident Benefit.
Learn How Your Life Insurance Benefit Works
Upon reaching the milestone age 100, you can get the total face amount less any unpaid loan and interest.
Because AIA All-In-One is powered by AIA Vitality, you're part of a total wellness program that helps you know your health, improve your health, and enjoy rewards for all the healthy choices you make.
Learn More About AIA Vitality
What does "premium" mean?
This is the fee you pay us to protect you and your loved ones for a specified risk in a specified period of time.
What does "total disability" mean?
This is a condition resulting from injury or sickness wherein a person is unable to work or earn money from any occupation or business he is reasonably qualified by way of education, training or experience.
What does "acts of nature" mean?
Acts of nature are natural disasters such as storm (wind, rain, snow, sleet, hail, lightning, dust, or sand), earthquake, flood, land slide, volcanic eruption, or wildfire.
What is included in "accidents in public transportation"?
Accidents that occur in public transportations such as commercial bus, automobile, train, monorail, boat, airplane, or ride sharing app over an established land, sea or air route are covered by the personal accident benefit.
You can choose to add this optional feature below to customize your plan’s coverage.
Improve your coverage with an optional Enhanced Waiver of Premium. The total premium will be waived in case of Total and Permanent Disability or upon diagnosis of any of the 10 critical illnesses covered.
Check out AIA All-In-One Plus, our protection plan boosted with a lineup of benefits to protect you better and amplify your peace of mind.
The premium rate of the plan is the amount of payment you need to make. For Active Joint Critical Protect, this will be the same for each of the 10 years of the plan. After that and when it automatically renews for another 10 years, you will have a new premium rate and it will be based on the age of both you and your loved one at the time of renewal.
Automatic Renewal means that it covers both you and your loved one for the first 10 years, and, barring a critical illness or a death claim, will continue to cover you for the succeeding 10 at an adjusted premium rate. The renewal will continue every 10 years.
