AIA Advantage Max

A single-pay investment-linked insurance plan with immediate life protection and access to global investments. Offered in both PHP and USD

Overview
Policy Benefits
Fund Information
Important Details

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AIA Advantage Max

An investment-linked insurance plan that provides immediate protection and access to global investments, enhanced by built-in bonuses to maximize long-term financial growth and security, available through a one-time payment in PHP or USD

Issue Age

0 - 75

Coverage Period

Up to 100 Years Old

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Policy Benefits

Benefits That Support You When It Matters Most

Immediate life protection with easy issuance and a one-time payment

Pay once and get covered instantly through guaranteed issuance offer, ensuring your loved ones receive the higher of:

125% of premiums paid (adjusted for withdrawals), or
105% of the account value

Flexible global fund options designed for growth, income, or both, powered by world-class investment expertise

Unlock global growth and income opportunities through a diverse range of funds tailored to your investment goals and risk appetite, backed by the disciplined stewardship and expertise of AIA Investment Management Singapore.

Accelerated investment growth through start-up bonuses

Start strong with bonus allocations of up to 5% of account value credited over the first 5 policy years, giving your investment an early boost and greater potential for long-term growth.

Rewarding loyalty bonuses for staying long term

Stay invested and earn additional bonuses of 2% of average monthly account value in the last 60 months starting from the 10th policy year and very five years thereafter, recognizing your long-term commitment while helping you grow you account value.

Made to fit your journey

Tailored plans for every life stage and financial goal

FUTURE PLANNERS

Designed for you if you've built a solid financial foundation and are ready to make your money work harder. Gain financial protection, access to diversified local and global funds, and bonus benefits that help maximize your investment potential over the long term.

STEADY ADVANCERS

If you're managing multiple priorities while planning for the future, this solution offers a simple way to protect what matters most while putting your money to work through investment opportunities.

LEGACY BUILDERS

Designed for you if you're preparing for the next stage of life and want to preserve, diversify, and pass on what you've built. Benefit from financial protection and access to local and global funds that support your long-term goals and family legacy.

Global Investment Options Built Around You

Explore a diverse range of expertly managed global funds designed to grow your policy’s value, tailored to your financial goals and risk appetite.

AIA Global Adventurous Income Fund (NEW)

Global multi-asset fund available in USD and PHP designed for long-term growth and income potential. Navigate through global opportunities with the help of AIA Investment Management Singapore.

AIA Global Dynamic Income-Paying Fund – Dollar (NEW)

Boost your savings with steady income and long-term growth, all while investing in a smart mix of assets.

AIA Global Elite Balanced Fund

For those seeking a steady path, this fund combine equities and bonds for moderate growth and moderate risk.

Your Questions, Answered

Understand how this investment-linked life insurance plan works and how it supports your long-term financial goals.

A VUL (Variable Universal Life or Variable Unit-Linked) plan combines life insurance protection with investment opportunities, allowing your policy to grow in value over time while staying protected.

Your premium is invested in professionally managed funds, with returns tied to market performance and aligned with your selecta risk profile.

Yes. VUL plans are designed for long term financial goals, helping you grow wealth while maintaining life protection over time.

Important Details

Learn about your policy terms and other reminders before you begin.

The information on this page is for illustration purposes only. Full terms and conditions are stated in the Policy contract.
In the event of any inconsistency, the terms and conditions of the Policy contract shall prevail.

Free look period is 15 Days; sum of the following:

Account values less any credited start-up bonus
Premium charge and insurance charge
Less any benefit paid by the Company.

Insurance lingo

The amount that will be the basis of your insurance coverage, maturity benefit, and cash payouts.

The end of the policy’s coverage or duration. For this AIA A-Life Prime, it will be when you turn 100 years old.

The extra cash payouts that you can receive only when available to your policy.

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AIA Advantage Max

AIA Advantage Max

0 - 75

Up to 100 Years Old

Policy Benefits

Immediate life protection with easy issuance and a one-time payment

Flexible global fund options designed for growth, income, or both, powered by world-class investment expertise

Accelerated investment growth through start-up bonuses

Rewarding loyalty bonuses for staying long term

Made to fit your journey

Designed for you if you've built a solid financial foundation and are ready to make your money work harder. Gain financial protection, access to diversified local and global funds, and bonus benefits that help maximize your investment potential over the long term.

If you're managing multiple priorities while planning for the future, this solution offers a simple way to protect what matters most while putting your money to work through investment opportunities.

Designed for you if you're preparing for the next stage of life and want to preserve, diversify, and pass on what you've built. Benefit from financial protection and access to local and global funds that support your long-term goals and family legacy.

Global Investment Options Built Around You

Global multi-asset fund available in USD and PHP designed for long-term growth and income potential. Navigate through global opportunities with the help of AIA Investment Management Singapore.

Boost your savings with steady income and long-term growth, all while investing in a smart mix of assets.

For those seeking a steady path, this fund combine equities and bonds for moderate growth and moderate risk.

Your Questions, Answered

What is a “VUL” plan?

How does the investment component work?

Is this suitable for long-term investing?

Important Details

Terms & Conditions

Reminder on Free-Look Period

Insurance lingo

What does "face amount" mean?

What does "maturity" mean?

What does "potential cash payout" mean?

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Let’s get the conversation started!

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AIA FutureSafe USD

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