AIA Critical Protect 100

100% coverage until you're 100

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AIA Critical Protect 100

A critical illness insurance plan that protects you against 100 major and minor illnesses until you’re 100

This plan comes with an AIA Vitality membership

Issue age

0 to 65 years old

Coverage period

Until 100 years old


Policy benefits

Optional riders

Customize your plan’s coverage with these supplementary benefits

You’ll get an extra 50% coverage when you're diagnosed with gender-specific cancer like ovarian, cervical, or prostate cancer

You’ll receive annual cash payouts worth 10% of your coverage for five years, one year after your major claim

For policy owners with children as the policy insured, we'll waive premium payments if you pass away before 60 or the plan’s pay period is over, whichever comes first

Get 100% out of life

Insurance lingo

This is the person who owns and pays for the insurance policy

This is the person whose life is covered under a life insurance policy

This is the fee you pay us to protect you and your loved ones for a specified risk in a specified period of time

Important details

Receive a cash amount if you get diagnosed with any of 56 covered critical illnesses.

If diagnosed with any of the covered early stage condition, they can get 25% (up to a maximum of PHP 1,000,000) of their critical illness coverage in advance. This benefit can only be claimed once.

  • Hemophilia A and Hemophilia B
  • Insulin Dependent Diabetes Mellitus
  • Kawasaki Disease
  • Osteogenesis Imperfecta
  • Rheumatic Fever with Valvular Impairment
  • Severe Asthma
  • Severe Dengue (Dengue Hemorrhagic Fever)
  • Systemic Juvenile Idiophatic Arthritis
  • Wilson's Disease

The Juvenile Critical Illness Benefit will no longer be claimable once the insured is 22 years old

Receive an additional 50% of your Major Critical Illness coverage when diagnosed with a gender-specific cancer.

Male Specific

  • Prostate Cancer
  • Testicular Cancer
  • Penile Cancer

Female Specific

  • Breast Cancer
  • Cervical Cancer
  • Ovarian Cancer
  • Uterus Cancer
  • Fallopian Tubes Cancer
  • Vagina/Vulva Cancer

  • AIA Critical Protect 100 is a life insurance plan that covers a total of 100 critical illnesses for ages 0 to 100. All of your benefits are not subject to market risks, letting you fully claim what you paid for.

  • The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy. In case of conflict, the terms of the policy shall prevail.

Upon receiving the Policy Contract, you may refer to it for the full details on the critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premiums you paid.

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