AIA Critical Protect 100 comes with a wellness program that motivates you to live healthier with coverage boosts, exclusive discounts and more
- Overview
- Policy benefits
- Important details
Policy benefits
Optional riders
Customize your plan’s coverage with these supplementary benefits
Get 100% out of life
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Important details
Receive a cash amount if you get diagnosed with any of 56 covered critical illnesses.
- Heart Attack
- Stroke
- Cancer
- End Stage Lung Disease
- Kidney Failure
- Alzheimer’s Disease
- Amyotrophic Lateral Sclerosis
- Apallic Syndrome
- Aplastic Anemia
- Bacterial Meningitis
- Benign Brain Tumor
- Cardiomyopathy
- Chronic Adrenal Insufficiency (Addison’s Disease)
- Chronic Recurrent Pancreatitis
- Coma
- Coronary Artery Bypass Surgery
- Dissecting Aortic Aneurysm
- Eisenmenger’s Syndrome
- Elephantiasis
- Encephalitis
- Fulminant Viral Hepatitis
- Heart Valve Replacement
- HIV due to Blood Transfusion
- Occupationally Acquired HIV
- Liver Cirrhosis
- Loss of Hearing
- Loss of Independent Existence
- Loss of Limbs
- Loss of Sight
- Loss of Speech
- Major Burns
- Major Head Trauma
- Medullary Cystic Disease
- Motor Neuron Disease
- Multiple Sclerosis
- Muscular Dystrophy
- Myasthenia Gravis
- Necrotizing Fasciitis
- Paralysis
- Parkinson’s Disease
- Poliomyelitis
- Primary Pulmonary Arterial Hypertension
- Progressive Bulbar Palsy
- Progressive Muscular Atrophy
- Progressive Supranuclear Palsy
- Progressive/Systemic Scleroderma
- Resection of the Whole Small Intestine
- Sever Creutzfeldt-Jakob Disease
- Severe Crohn’s Disease
- Sever Infective Endocarditis
- Severe Rheumatoid Arthritis
- Sever Ulcerative Colitis
- Surgery to Aorta
- Systemic Lupus Erythematosus (SLE) with Lupus Nephritis
- Terminal Illness
- Total and Permanent Disability
- Vital Organ Transplant
If diagnosed with any of the covered early stage condition, they can get 25% (up to a maximum of PHP 1,000,000) of their critical illness coverage in advance. This benefit can only be claimed once.
- Carcinoma-in-situ of the following sites: breast, uterus, fallopian tube, vagina or vulva, colon and rectum, penis, testis, lung, stomach and esophagus, urinary tract, nasopharynx
- Early Bladder Cancer
- Early Chronic Lymphocytic Leukemia
- Early Ovarian Cancer
- Early Prostate Cancer
- Early Skin Cancer (nonmelanoma skin cancer)
- Early Thyroid Cancer
- Cardiac Pacemaker Insertion
- Cardiac Defibrillator Insertion
- Endovascular Treatment for Cerebral Aneurysm
- Less Invasive Treatments of Heart Valve Disease
- Less Severe Kidney Disease
- Liver Surgery
- Minimally Invasive Direct Coronary Artery Bypass
- Surgical Removal of Pituitary Tumor
- Hemophilia A and Hemophilia B
- Insulin Dependent Diabetes Mellitus
- Kawasaki Disease
- Osteogenesis Imperfecta
- Rheumatic Fever with Valvular Impairment
- Severe Asthma
- Severe Dengue (Dengue Hemorrhagic Fever)
- Systemic Juvenile Idiophatic Arthritis
- Wilson's Disease
The Juvenile Critical Illness Benefit will no longer be claimable once the insured is 22 years old
Receive an additional 50% of your Major Critical Illness coverage when diagnosed with a gender-specific cancer.
Male Specific
- Prostate Cancer
- Testicular Cancer
- Penile Cancer
Female Specific
- Breast Cancer
- Cervical Cancer
- Ovarian Cancer
- Uterus Cancer
- Fallopian Tubes Cancer
- Vagina/Vulva Cancer
- AIA Critical Protect 100 is a life insurance plan that covers a total of 100 critical illnesses for ages 0 to 100. All of your benefits are not subject to market risks, letting you fully claim what you paid for.
- The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy. In case of conflict, the terms of the policy shall prevail.
Upon receiving the Policy Contract, you may refer to it for the full details on the critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premiums you paid.
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