- Policy benefits
- Life
- Health
- Wealth Transfer
Policy benefits
Death, Accident, Disability
You can customize AIA Max Protect and live life to the fullest without the concern of accidents, disabilities, and the financial stress they may bring.
AIA Max Protect for Health
Critical Illness, Medical, and Hospitalization
You can personalize your AIA Max Protect and add benefits that can protect your finances against unexpected health concerns and medical expenses.
AIA Max Protect for Wealth Transfer
Leave something behind for your loved ones
You can also get AIA Max Protect to make sure that your family will stay financially secure in case the undesirable happens to you by maximizing its 200% life coverage.
Optional riders
Make your plan more suited to your specific needs through these additional comprehensive set of benefits.
This will help support you financially through the lump sum amount that you will receive in case you get totally and permanently disabled.
This provides you with a lump sum amount in case of an accident. You can get an additional 100% of that amount in case the accident occurred while riding public transportation or was caused by acts of nature such as storms, earthquakes, and related unforeseen disasters.
With this, you can receive a lump sum cash benefit in case you get diagnosed with any of the top 10 most common Critical Illnesses before age 75.
Rest and recover better knowing this benefit will give you daily compensation for up to 365 days of confinement, if ever you're hospitalized due to a covered illness or injury.
Receive financial support to pay for medical expenses in case of hospitalization and emergency treatment. Gain access to our wide range of accredited hospitals, doctors, and health and wellness services.
You need not worry about making future payments for your policy if you suffer from disability or a covered critical illness.
Customize how you Max Protect your life
Here are some of the ways you can tailor-fit your AIA Max Protect for your specific need. | AIA Max Protect for Life | AIA Max Protect for Health | AIA Max Protect for Wealth Transfer |
---|---|---|---|
Packaged Riders
|
Packaged Riders 200% Life Coverage200% Maturity Benefit Bonus Potential Dividends* |
Packaged Riders 200% Life Coverage200% Maturity Benefit Bonus Potential Dividends* |
Packaged Riders 200% Life Coverage200% Maturity Benefit Bonus Potential Dividends* |
Recommended Additional Benefits
|
Recommended Additional Benefits Total and Permanent DisabilityPersonal Accident Enhanced Waiver of Premium |
Recommended Additional Benefits 10 Critical IllnessesEnhanced Medical Benefit Rider Hospital Income Benefit |
Recommended Additional Benefits |
Optional Riders
|
Optional Riders 10 Critical IllnessesHospital Income Benefit Payor's Benefit on Death and Disability Payor's Term Benefit |
Optional Riders Enhanced Waiver of PremiumPayor's Benefit on Death and Disability Payor's Term Benefit |
Optional Riders Total and Permanent DisabilityPersonal Accident 10 Critical Illnesses Hospital Income Benefit Enhanced Waiver of Premium |
* When available to your policy, annually.
Important details
Get a lump sum cash benefit upon diagnosis of covered critical illnesses:
- Cancer
- Coma
- End Stage Lung Disease
- Heart Attack
- HIV due to Blood Transfusion and Occupationally Acquired HIV
- Kidney Failure
- Liver Cirrhosis
- Stroke
- Terminal Illness
- Vital Organ Transplant
Get additional potential funds through dividends that you can receive when available to your policy. You may choose to:
Get Paid in Cash
Nothing is as reassuring as getting your payment in cash, which you or your loved ones can immediately use for whatever needs.
Accumulate interest
You may earn interest by choosing to leave your declared dividends with us. With this option, your amount may grow based on prevailing rates, depending on market conditions.
Remember:
- Dividends may not be used for purchasing additional non-participating insurance products (like Paid-up additions).
- Dividends may not be used to pay succeeding mode or premium due dates (such as Decrease Premium Payments).
- Dividends are not-guaranteed.
The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.
Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to AIA Philippines within 15 days from the date you or your authorized representative received it and we will refund total premiums you have paid.
Let’s get the conversation started
Interested in this product? Connect with one of our AIA Life Planners
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