Every decade of life brings unique milestones and challenges. You’ll spend your twenties jumpstarting a rewarding career. As your thirties roll by, you might settle down to start your own family. And much later, retirement will loom larger and larger on the horizon.
It’s on you to create a personal financial plan to see you through each decade’s different needs and goals. With the proper planning—and the assistance of a few AIA Philippines insurance products—you’ll ensure smooth sailing from your twenties to your golden years.
Check out this financial roadmap example below, and plan accordingly.
Your 20s: Protect yourself early
Say goodbye to school and say hello to adulting! Your twenties is a period rife with both opportunities and challenges. As you start building your career, and making your way up the corporate ladder, you don’t fully know yet what the future has in store for you. Consider the AIA All-In-One as your “starter pack” to better secure and protect your future.
Why is it a “starter pack”, you ask? Because it’s a comprehensive insurance plan that protects you against the four major risks in life: untimely death, accidents, disability, and critical illnesses. With AIA All-In-One, you can pursue your dreams worry-free as you are fully protected when the need arises because your benefits are not affected by market risks.
This is also an excellent time to start something small that has high growth potential as the years pass—consider AIA Future Builder, which invests a portion of your premium in expertly-managed funds that grow your money in the long term.
AIA Future Builder is also powered by AIA Vitality, a total wellness program that rewards you for being healthy – a perfect supplement for your adulting needs with its practical rewards such as airline and hotel discounts, mobile credits, gym membership discounts, and a lot more.