List of accidental dismemberment or loss of use of various body parts
% of Principle Sum | |
---|---|
Accidental Dismemberment or Loss of Use of Limbs | |
Both hands | 100% |
Both feet | 100% |
One hand and one foot | 100% |
One hand 1 | 50% |
Arm between elbow and wrist | 60% |
Arm at or above elbow | 70% |
One foot | 50% |
Leg below knee | 60% |
Leg at or above knee | 70% |
Loss of Sight | |
Both eyes | 100% |
One eye | 50% |
Loss of Speech | 100% |
Loss of Hearing | |
Both ears | 100% |
One ear | 50% |
Accidental Dismemberment or Loss of Use of Fingers 2 | |
All of one hand | 50% |
Thumb | 15% |
Index finger | 10% |
Middle finger | 6% |
Ring finger | 5% |
Little finger | 4% |
Loss of Use of Metacarpals - first or second | 3% |
Loss of Use of Metacarpals - third, fourth or fifth | 2% |
Accidental Dismemberment or Loss of Use of Toes 2 | |
All of one foot | 25% |
Great toe | 5% |
Othis than great, each toe | 1% |
Fractured Leg or Patella with Established Non-Union | 10% |
Shortening of Leg by at least 5cm | 7.5% |
1 The percentage of principle sum payable shall not be more than the percentage payable for the accidental dismemberment or loss of use of the whole hand in case of accidental dismemberment or loss of use of two or more parts of the hand.
2 The accidental dismemberment or loss of use of the first joint of any finger or toe shall be considered as equal to the accidental dismemberment or loss of use of half of the finger or toe, and the benefit shall be half of the benefit above specified for the accidental dismemberment or loss of use of the finger or toe.