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AIA A+ Signature

Create the future you want

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AIA A+ Signature

With its guaranteed benefits of cash payouts, life insurance coverage, and possible additional dividends, AIA A+ Signature lets you create a secure future for you or your family.

It is a plan for you to keep living your dreams and enjoy every moment of life even when you retire, or for your children to start living the secure life you’ve always wanted for them.

Coverage period

Up to age 100 of the insured

Payment Variants

5-Pay, 10-Pay, and 20-Pay

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Policy benefits

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Guaranteed Life Insurance Coverage

Provide your beneficiary Guaranteed Life Benefit equal to 200% of your plan’s face amount in case of death.

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Guaranteed Cash Payouts

Receive an amount equal to 10% of your plan’s face amount starting from the 5ᵗʰ or 6ᵗʰ year of your plan depending on the pay variant you selected that continues every 2 years as long as the insured is still alive or up to age 100.

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Guaranteed Maturity Benefit

Receive a lump sum amount equal to 200% of your plan’s face amount if you reach 100.

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Flexible payment terms

Easy payment terms of 5, 10, or 20 years you can choose from.

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Additional Dividend Payouts

This policy gives you the opportunity to get non-guaranteed dividends which you can use as additional funds for yourself or your family.

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Additional Protection Available

The optional riders can be included in your plan to make the most out of your policy and get more security and protection.

Learn More

Insurance lingo

Payments made for your life insurance policy.

Amount that will be the basis of the insurance coverage, maturity benefit, and cash payouts.

The end of the policy’s coverage or duration. For this product, it is when the Insured turns 100 years old.

Extra cash payout that you can receive only when available.

5-PAY 10-PAY 20-PAY
  • 10% of the face amount
  • Every 2 years until policy maturity if the insured is alive at the time of payouts
Starting at the end of the 5th Policy Year Starting at the end of the 6th Policy Year

Protection + Retirement Planning

Customers can get this now to plan for their retirement and ensure that they have a continued income stream or additional source of income to sustain their lifestyle and enjoy their golden years.

Gift And Protection And Savings

Customers can also purchase this product as a gift to their loved ones or even their children because of the issue age starting at age zero. They can express their love through guaranteed protection and savings for the people they hold closest to their hearts.

The Payor/Policy owner of the insurance plan is the one who purchased or is paying for the plan. In most cases, the owner and insured are the same.

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Important details

Payment Term Owner Issue Age Insured Issue Age
5 years to pay 18 years old and up 0-65 years old
10 years to pay 18 years old and up 0-60 years old
20 years to pay 18 years old and up 0-50 years old

Payor's Benefit On Death And Disability (PBDD)

Waives the premium payments in case of untimely death or total and permanent disability* of the Payor/Policy Owner

  • Not available for plan with 5-year payment period
  • Available if the insured is a minor (Ages 0-17)
  • Terminates at age 25 of the Insured

Total And Permanent Disability (TPD)

Provides a cash benefit in case of Total and Permanent Disability due to bodily injury or disease prior to age sixty-five (65) of the insured.

Personal Accident (PA)

An additional benefit that provides coverage on accident-related conditions prior to age seventy-five (75) of the insured. Customer will receive an additional 100% of the PA benefit if the accident is due to Public Transportation or Acts of Nature.

  • AIA A+ Signature is a peso-denominated participating ordinary life insurance plan that provides guaranteed death benefit, guaranteed maturity benefit, and guaranteed cash payouts up to age 100 of the Insured. It is available in 3 payment term options: 5 years to pay, 10 years to pay, and 20 years to pay.
  • The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy. In case of conflict, the terms of the policy shall prevail.
  • Dividends is not guaranteed and will be paid if available.

Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy Contract, simply return the document to AIA Philippines within fifteen (15) days from the date when you or your authorized representative received it and we will refund to you the Total Premiums paid.

Let’s get the conversation started

Interested in this product? Connect with one of our AIA Life Planners

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