Future Protect

Securing your dream retirement

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Future Protect

A retirement savings plan that secures regular cash payouts in your golden years for you and your family

Issue age

0 to 58 years old

Coverage period

Until 70 years old


Policy benefits

Optional riders

Customize your plan’s coverage with these supplementary benefits

Your beneficiaries will get additional life insurance coverage on top of what your base plan offers

You’ll receive additional cash support to fund expenses for injuries, disabilities and death caused by accidents until you’re 72

Insurance lingo

This is the fee you pay us to protect you and your loved ones for a specified risk in a specified period of time

These are possibilities of an investor experiencing losses due to factors such as stock volatility, stock market swings, economic or political events, regulatory and interest rate changes that affect the overall performance

Important details

  • This is a unit-linked product. It invests a portion of your premiums in funds that allow you to grow an account value over time.
  • Upon reaching chosen retirement age, your Account Value will be fully withdrawn and shall be placed under a settlement arrangement with AIA Philippines. Under the settlement agreement, you shall receive guaranteed and increasing cash payouts for 10 years.
  • Please consult your Financial Advisor or refer to the policy contract for full details on the critical illness definitions, exclusions and limitations.
  • Premium period is not guaranteed. In the future, if the account value becomes insufficient to pay for charges, it is possible that additional premiums (i.e. top-ups) will be required to continuously enjoy the benefits of this plan and its riders.
  • The amount of your account value will vary depending on fund performance which may be affected by market conditions.
  • The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.
  • The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.

If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premium you paid.

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